Take Home Salary Calculator

Calculate your net take-home pay after taxes and deductions. Get an accurate estimate of your actual paycheck amount with federal, state, and FICA taxes included.

Take Home Pay Calculator

Enter your salary and tax information to estimate your net take-home pay

Basic Information

State Information

Progressive tax state - enter your rate

Tax Rates

Check your pay stub or use estimated rate above

Enter your state tax rate

Pre-Tax Deductions

Union dues, parking, etc.

Key Features

Federal & state tax calculation
FICA taxes (Social Security & Medicare)
Pre-tax deductions support
Multiple pay frequency breakdown
Real-time calculation updates

2024 Federal Tax Brackets

Reference only - actual rates may vary

10%$0 - $11,600
12%$11,601 - $47,150
22%$47,151 - $100,525
24%$100,526 - $191,050
32%$191,051 - $243,725

+ Higher brackets at 35% and 37%

Calculation Tips

Check Pay Stub: Use your actual tax withholding rates for accuracy
Pre-tax Benefits: 401k and health insurance reduce taxable income
State Variations: 8 states have no income tax, 7 have flat rates
FICA Taxes: Social Security (6.2%) + Medicare (1.45%) are fixed
High Earners: Additional 0.9% Medicare tax over $200k income
Standard Deduction: $14,600 single, $29,200 married (2024)
Effective Rate: Total taxes divided by gross income
Planning Tool: Use for budgeting and salary negotiations

Privacy & Security

• All calculations are performed in your browser

• No salary data is sent to our servers

• Your information remains completely private

• Results are estimates for planning purposes only

Frequently Asked Questions

How accurate is this calculator?

This calculator provides estimates based on the tax rates you input. For the most accurate results, use the tax withholding rates from your pay stub or consult a tax professional.

What tax rate should I use?

Check your pay stub for actual withholding rates, or use our estimated federal tax rate. Your actual rate depends on deductions, credits, and filing status.

Are FICA taxes included?

Yes, we automatically calculate Social Security (6.2%) and Medicare (1.45%) taxes. Social Security tax applies only to the first $168,600 of income in 2024.

What about state taxes?

Eight states have no income tax, seven have flat taxes (auto-calculated), and others have progressive rates. For progressive tax states, enter your estimated rate.

How do pre-tax deductions work?

Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your taxable income, which can lower your overall tax burden.

Is my data secure?

Yes, all calculations are performed in your browser. No salary or personal information is sent to our servers. Your data remains completely private.

What's the difference between gross and net pay?

Gross pay is your total salary before any deductions. Net pay (take-home pay) is what you actually receive after taxes and other deductions are subtracted.

How is the effective tax rate calculated?

Effective tax rate is your total taxes divided by gross income. It represents the overall percentage of your income that goes to taxes.

Can I use this for hourly wages?

This calculator is designed for annual salaries. For hourly wages, first multiply your hourly rate by annual hours worked (typically 2,080 for full-time).

What about additional Medicare tax?

High earners pay an additional 0.9% Medicare tax on income over $200,000. This calculator automatically includes this additional tax when applicable.