Take Home Salary Calculator
Calculate your net take-home pay after taxes and deductions. Get an accurate estimate of your actual paycheck amount with federal, state, and FICA taxes included.
Take Home Pay Calculator
Enter your salary and tax information to estimate your net take-home pay
Basic Information
State Information
Tax Rates
Check your pay stub or use estimated rate above
Enter your state tax rate
Pre-Tax Deductions
Union dues, parking, etc.
Key Features
2024 Federal Tax Brackets
Reference only - actual rates may vary
+ Higher brackets at 35% and 37%
Calculation Tips
Privacy & Security
• All calculations are performed in your browser
• No salary data is sent to our servers
• Your information remains completely private
• Results are estimates for planning purposes only
Frequently Asked Questions
How accurate is this calculator?
This calculator provides estimates based on the tax rates you input. For the most accurate results, use the tax withholding rates from your pay stub or consult a tax professional.
What tax rate should I use?
Check your pay stub for actual withholding rates, or use our estimated federal tax rate. Your actual rate depends on deductions, credits, and filing status.
Are FICA taxes included?
Yes, we automatically calculate Social Security (6.2%) and Medicare (1.45%) taxes. Social Security tax applies only to the first $168,600 of income in 2024.
What about state taxes?
Eight states have no income tax, seven have flat taxes (auto-calculated), and others have progressive rates. For progressive tax states, enter your estimated rate.
How do pre-tax deductions work?
Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your taxable income, which can lower your overall tax burden.
Is my data secure?
Yes, all calculations are performed in your browser. No salary or personal information is sent to our servers. Your data remains completely private.
What's the difference between gross and net pay?
Gross pay is your total salary before any deductions. Net pay (take-home pay) is what you actually receive after taxes and other deductions are subtracted.
How is the effective tax rate calculated?
Effective tax rate is your total taxes divided by gross income. It represents the overall percentage of your income that goes to taxes.
Can I use this for hourly wages?
This calculator is designed for annual salaries. For hourly wages, first multiply your hourly rate by annual hours worked (typically 2,080 for full-time).
What about additional Medicare tax?
High earners pay an additional 0.9% Medicare tax on income over $200,000. This calculator automatically includes this additional tax when applicable.
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