12164 vs 12032 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 12164, Orange = ZIP 12032.
Quick verdict: ZIP 12164 is wealthier, higher home values, more diverse, more educated. ZIP 12032 is more affordable rent, lower poverty rate, lower unemployment, higher work-from-home share.
Quick Facts
ZIP 12164
Speculator village, NY
View full profile →- Population520
- Median Income$58,594
- Median Home Value$185k
- Median Rent$763
- Median Age64.1 yrs
- Poverty Rate17.1%
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Population710
- Median Income$54,375
- Median Home Value$164k
- Median Rent$546
- Median Age52.0 yrs
- Poverty Rate7.9%
Visual comparison (same scale)
Population
520710
Median Income
$58,594$54,375
Median Home Value
$185k$164k
Median Rent
$763$546
Median Age
64.1 yrs52.0 yrs
Poverty Rate
17.1%7.9%
Demographics
ZIP 12164
Speculator village, NY
View full profile →- White %96.7%
- Black %0.0%
- Asian %1.5%
- Hispanic %1.7%
- Age 0–17 %5.6%
- Age 18–64 %50.2%
- Age 65+ %44.2%
- Bachelor's+ %31.1%
- Diversity Index6/100
ZIP 12032
Caroga Lake CDP, NY
View full profile →- White %97.8%
- Black %0.4%
- Asian %0.0%
- Hispanic %0.1%
- Age 0–17 %12.3%
- Age 18–64 %52.8%
- Age 65+ %34.9%
- Bachelor's+ %17.6%
- Diversity Index4/100
Visual comparison (same scale)
White %
96.7%97.8%
Black %
0.0%0.4%
Asian %
1.5%0.0%
Hispanic %
1.7%0.1%
Age 0–17 %
5.6%12.3%
Age 18–64 %
50.2%52.8%
Age 65+ %
44.2%34.9%
Bachelor's+ %
31.1%17.6%
Diversity Index
6/1004/100
Economy
ZIP 12164
Speculator village, NY
View full profile →- Median Income$58,594
- Unemployment %3.0%
- IRS Net Migration+22
- Work From Home %7.2%
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Median Income$54,375
- Unemployment %2.3%
- IRS Net Migration+31
- Work From Home %8.4%
Visual comparison (same scale)
Median Income
$58,594$54,375
Unemployment %
3.0%2.3%
IRS Net Migration
+22+31
Work From Home %
7.2%8.4%
Housing
ZIP 12164
Speculator village, NY
View full profile →- Median Home Value$185k
- Median Rent$763
- Owner Occupied %75.6%
- Broadband %87.1%
- Vacant %71.4%
- Median Year Built1973
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Median Home Value$164k
- Median Rent$546
- Owner Occupied %91.2%
- Broadband %79.9%
- Vacant %72.8%
- Median Year Built1946
Visual comparison (same scale)
Median Home Value
$185k$164k
Median Rent
$763$546
Owner Occupied %
75.6%91.2%
Broadband %
87.1%79.9%
Vacant %
71.4%72.8%
Median Year Built
19731946
Climate & Location
ZIP 12164
Speculator village, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,670 ft
- Nearest Airport40.8 miles (65.6 km)
- Distance to Coast65.9 miles (106.0 km)
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,455 ft
- Nearest Airport36.1 miles (58.2 km)
- Distance to Coast50.0 miles (80.5 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,670 ft1,455 ft
Nearest Airport
40.8 miles (65.6 km)36.1 miles (58.2 km)
Distance to Coast
65.9 miles (106.0 km)50.0 miles (80.5 km)
Infrastructure
ZIP 12164
Speculator village, NY
View full profile →- Work From Home %7.2%
- Walkability (0–100)35
- Broadband %87.1%
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Work From Home %8.4%
- Walkability (0–100)18
- Broadband %79.9%
Visual comparison (same scale)
Work From Home %
7.2%8.4%
Walkability (0–100)
3518
Broadband %
87.1%79.9%
Frequently Asked Questions
How do ZIP 12164 and 12032 compare?
ZIP 12164 is wealthier, higher home values, more diverse, more educated. ZIP 12032 is more affordable rent, lower poverty rate, lower unemployment, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (12164), orange the second (12032). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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