12164 vs 12108 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 12164, Orange = ZIP 12108.
Quick verdict: ZIP 12164 is more educated. ZIP 12108 is wealthier, higher home values, more affordable rent, lower poverty rate, lower unemployment, more diverse, higher work-from-home share.
Quick Facts
ZIP 12164
Speculator village, NY
View full profile →- Population520
- Median Income$58,594
- Median Home Value$185k
- Median Rent$763
- Median Age64.1 yrs
- Poverty Rate17.1%
ZIP 12108
Speculator village, NY
View full profile →- Population396
- Median Income$76,786
- Median Home Value$275k
- Median Rent$724
- Median Age52.3 yrs
- Poverty Rate8.4%
Visual comparison (same scale)
Population
520396
Median Income
$58,594$76,786
Median Home Value
$185k$275k
Median Rent
$763$724
Median Age
64.1 yrs52.3 yrs
Poverty Rate
17.1%8.4%
Demographics
ZIP 12164
Speculator village, NY
View full profile →- White %96.7%
- Black %0.0%
- Asian %1.5%
- Hispanic %1.7%
- Age 0–17 %5.6%
- Age 18–64 %50.2%
- Age 65+ %44.2%
- Bachelor's+ %31.1%
- Diversity Index6/100
ZIP 12108
Speculator village, NY
View full profile →- White %79.8%
- Black %6.1%
- Asian %0.0%
- Hispanic %1.5%
- Age 0–17 %8.8%
- Age 18–64 %69.2%
- Age 65+ %22.0%
- Bachelor's+ %28.1%
- Diversity Index34/100
Visual comparison (same scale)
White %
96.7%79.8%
Black %
0.0%6.1%
Asian %
1.5%0.0%
Hispanic %
1.7%1.5%
Age 0–17 %
5.6%8.8%
Age 18–64 %
50.2%69.2%
Age 65+ %
44.2%22.0%
Bachelor's+ %
31.1%28.1%
Diversity Index
6/10034/100
Economy
ZIP 12164
Speculator village, NY
View full profile →- Median Income$58,594
- Unemployment %3.0%
- IRS Net Migration+22
- Work From Home %7.2%
ZIP 12108
Speculator village, NY
View full profile →- Median Income$76,786
- Unemployment %0.0%
- IRS Net Migration+17
- Work From Home %13.0%
Visual comparison (same scale)
Median Income
$58,594$76,786
Unemployment %
3.0%0.0%
IRS Net Migration
+22+17
Work From Home %
7.2%13.0%
Housing
ZIP 12164
Speculator village, NY
View full profile →- Median Home Value$185k
- Median Rent$763
- Owner Occupied %75.6%
- Broadband %87.1%
- Vacant %71.4%
- Median Year Built1973
ZIP 12108
Speculator village, NY
View full profile →- Median Home Value$275k
- Median Rent$724
- Owner Occupied %67.1%
- Broadband %90.0%
- Vacant %75.8%
- Median Year Built1969
Visual comparison (same scale)
Median Home Value
$185k$275k
Median Rent
$763$724
Owner Occupied %
75.6%67.1%
Broadband %
87.1%90.0%
Vacant %
71.4%75.8%
Median Year Built
19731969
Climate & Location
ZIP 12164
Speculator village, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,670 ft
- Nearest Airport40.8 miles (65.6 km)
- Distance to Coast65.9 miles (106.0 km)
ZIP 12108
Speculator village, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,670 ft
- Nearest Airport45.1 miles (72.6 km)
- Distance to Coast68.3 miles (109.9 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,670 ft1,670 ft
Nearest Airport
40.8 miles (65.6 km)45.1 miles (72.6 km)
Distance to Coast
65.9 miles (106.0 km)68.3 miles (109.9 km)
Infrastructure
ZIP 12164
Speculator village, NY
View full profile →- Work From Home %7.2%
- Walkability (0–100)35
- Broadband %87.1%
ZIP 12108
Speculator village, NY
View full profile →- Work From Home %13.0%
- Walkability (0–100)35
- Broadband %90.0%
Visual comparison (same scale)
Work From Home %
7.2%13.0%
Walkability (0–100)
3535
Broadband %
87.1%90.0%
Frequently Asked Questions
How do ZIP 12164 and 12108 compare?
ZIP 12164 is more educated. ZIP 12108 is wealthier, higher home values, more affordable rent, lower poverty rate, lower unemployment, more diverse, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (12164), orange the second (12108). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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