21540 vs 21532 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 21540, Orange = ZIP 21532.
Quick verdict: ZIP 21540 is wealthier, more affordable rent, lower poverty rate, lower unemployment. ZIP 21532 is higher home values, more diverse, more educated, higher work-from-home share.
Quick Facts
ZIP 21540
Luke town, MD
View full profile →- Population93
- Median Income$73,125
- Median Home Value$50k
- Median Rent$438
- Median Age44.3 yrs
- Poverty Rate5.4%
ZIP 21532
Finzel CDP, MD
View full profile →- Population13,123
- Median Income$60,158
- Median Home Value$176k
- Median Rent$639
- Median Age32.6 yrs
- Poverty Rate17.8%
Visual comparison (same scale)
Population
9313,123
Median Income
$73,125$60,158
Median Home Value
$50k$176k
Median Rent
$438$639
Median Age
44.3 yrs32.6 yrs
Poverty Rate
5.4%17.8%
Demographics
ZIP 21540
Luke town, MD
View full profile →- White %97.8%
- Black %1.1%
- Asian %0.0%
- Hispanic %1.1%
- Age 0–17 %26.9%
- Age 18–64 %68.8%
- Age 65+ %4.3%
- Bachelor's+ %14.3%
- Diversity Index4/100
ZIP 21532
Finzel CDP, MD
View full profile →- White %89.7%
- Black %6.4%
- Asian %1.5%
- Hispanic %1.9%
- Age 0–17 %16.1%
- Age 18–64 %66.8%
- Age 65+ %17.1%
- Bachelor's+ %32.5%
- Diversity Index19/100
Visual comparison (same scale)
White %
97.8%89.7%
Black %
1.1%6.4%
Asian %
0.0%1.5%
Hispanic %
1.1%1.9%
Age 0–17 %
26.9%16.1%
Age 18–64 %
68.8%66.8%
Age 65+ %
4.3%17.1%
Bachelor's+ %
14.3%32.5%
Diversity Index
4/10019/100
Economy
ZIP 21540
Luke town, MD
View full profile →- Median Income$73,125
- Unemployment %3.6%
- IRS Net Migration+5
- Work From Home %0.0%
- Mean Commute (min)53 min
ZIP 21532
Finzel CDP, MD
View full profile →- Median Income$60,158
- Unemployment %5.9%
- IRS Net Migration+771
- Work From Home %8.9%
- Mean Commute (min)—
Visual comparison (same scale)
Median Income
$73,125$60,158
Unemployment %
3.6%5.9%
IRS Net Migration
+5+771
Work From Home %
0.0%8.9%
Mean Commute (min)
53 min—
Housing
ZIP 21540
Luke town, MD
View full profile →- Median Home Value$50k
- Median Rent$438
- Owner Occupied %81.1%
- Broadband %100.0%
- Vacant %32.7%
- Median Year Built1938
ZIP 21532
Finzel CDP, MD
View full profile →- Median Home Value$176k
- Median Rent$639
- Owner Occupied %66.1%
- Broadband %85.7%
- Vacant %13.8%
- Median Year Built1962
Visual comparison (same scale)
Median Home Value
$50k$176k
Median Rent
$438$639
Owner Occupied %
81.1%66.1%
Broadband %
100.0%85.7%
Vacant %
32.7%13.8%
Median Year Built
19381962
Climate & Location
ZIP 21540
Luke town, MD
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,495 ft
- Nearest Airport47.0 miles (75.6 km)
- Distance to Coast111.1 miles (178.9 km)
ZIP 21532
Finzel CDP, MD
View full profile →- Snow Days/Year0 days
- Elevation (ft)2,170 ft
- Nearest Airport46.8 miles (75.3 km)
- Distance to Coast112.6 miles (181.2 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,495 ft2,170 ft
Nearest Airport
47.0 miles (75.6 km)46.8 miles (75.3 km)
Distance to Coast
111.1 miles (178.9 km)112.6 miles (181.2 km)
Infrastructure
ZIP 21540
Luke town, MD
View full profile →- Mean Commute (min)53 min
- Work From Home %0.0%
- Walkability (0–100)36
- Broadband %100.0%
ZIP 21532
Finzel CDP, MD
View full profile →- Mean Commute (min)—
- Work From Home %8.9%
- Walkability (0–100)48
- Broadband %85.7%
Visual comparison (same scale)
Mean Commute (min)
53 min—
Work From Home %
0.0%8.9%
Walkability (0–100)
3648
Broadband %
100.0%85.7%
Frequently Asked Questions
How do ZIP 21540 and 21532 compare?
ZIP 21540 is wealthier, more affordable rent, lower poverty rate, lower unemployment. ZIP 21532 is higher home values, more diverse, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (21540), orange the second (21532). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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