32046 vs 32034 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 32046, Orange = ZIP 32034.
Quick verdict: ZIP 32046 is more affordable rent, lower unemployment. ZIP 32034 is wealthier, higher home values, lower poverty rate, more diverse, more educated, higher work-from-home share.
Quick Facts
ZIP 32046
Hilliard town, FL
View full profile →- Population11,259
- Median Income$71,750
- Median Home Value$215k
- Median Rent$588
- Median Age36.6 yrs
- Poverty Rate14.7%
ZIP 32034
Fernandina Beach city, FL
View full profile →- Population39,280
- Median Income$97,756
- Median Home Value$484k
- Median Rent$1,276
- Median Age56.5 yrs
- Poverty Rate7.0%
Visual comparison (same scale)
Population
11,25939,280
Median Income
$71,750$97,756
Median Home Value
$215k$484k
Median Rent
$588$1,276
Median Age
36.6 yrs56.5 yrs
Poverty Rate
14.7%7.0%
Demographics
ZIP 32046
Hilliard town, FL
View full profile →- White %89.9%
- Black %6.0%
- Asian %0.0%
- Hispanic %2.0%
- Age 0–17 %25.1%
- Age 18–64 %58.6%
- Age 65+ %16.4%
- Bachelor's+ %12.5%
- Diversity Index19/100
ZIP 32034
Fernandina Beach city, FL
View full profile →- White %87.4%
- Black %4.5%
- Asian %2.1%
- Hispanic %6.2%
- Age 0–17 %15.1%
- Age 18–64 %51.9%
- Age 65+ %33.0%
- Bachelor's+ %53.9%
- Diversity Index23/100
Visual comparison (same scale)
White %
89.9%87.4%
Black %
6.0%4.5%
Asian %
0.0%2.1%
Hispanic %
2.0%6.2%
Age 0–17 %
25.1%15.1%
Age 18–64 %
58.6%51.9%
Age 65+ %
16.4%33.0%
Bachelor's+ %
12.5%53.9%
Diversity Index
19/10023/100
Economy
ZIP 32046
Hilliard town, FL
View full profile →- Median Income$71,750
- Unemployment %3.1%
- IRS Net Migration+504
- Work From Home %10.6%
ZIP 32034
Fernandina Beach city, FL
View full profile →- Median Income$97,756
- Unemployment %6.2%
- IRS Net Migration+1,758
- Work From Home %19.1%
Visual comparison (same scale)
Median Income
$71,750$97,756
Unemployment %
3.1%6.2%
IRS Net Migration
+504+1,758
Work From Home %
10.6%19.1%
Housing
ZIP 32046
Hilliard town, FL
View full profile →- Median Home Value$215k
- Median Rent$588
- Owner Occupied %77.5%
- Broadband %85.9%
- Vacant %7.5%
- Median Year Built1992
ZIP 32034
Fernandina Beach city, FL
View full profile →- Median Home Value$484k
- Median Rent$1,276
- Owner Occupied %85.1%
- Broadband %97.2%
- Vacant %18.6%
- Median Year Built1996
Visual comparison (same scale)
Median Home Value
$215k$484k
Median Rent
$588$1,276
Owner Occupied %
77.5%85.1%
Broadband %
85.9%97.2%
Vacant %
7.5%18.6%
Median Year Built
19921996
Climate & Location
ZIP 32046
Hilliard town, FL
View full profile →- Snow Days/Year0 days
- Elevation (ft)120 ft
- Nearest Airport19.8 miles (31.9 km)
- Distance to Coast13.4 miles (21.5 km)
ZIP 32034
Fernandina Beach city, FL
View full profile →- Snow Days/Year0 days
- Elevation (ft)49 ft
- Nearest Airport13.8 miles (22.3 km)
- Distance to Coast0.3 miles (0.5 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
120 ft49 ft
Nearest Airport
19.8 miles (31.9 km)13.8 miles (22.3 km)
Distance to Coast
13.4 miles (21.5 km)0.3 miles (0.5 km)
Infrastructure
ZIP 32046
Hilliard town, FL
View full profile →- Work From Home %10.6%
- Walkability (0–100)11
- Broadband %85.9%
ZIP 32034
Fernandina Beach city, FL
View full profile →- Work From Home %19.1%
- Walkability (0–100)36
- Broadband %97.2%
Visual comparison (same scale)
Work From Home %
10.6%19.1%
Walkability (0–100)
1136
Broadband %
85.9%97.2%
Frequently Asked Questions
How do ZIP 32046 and 32034 compare?
ZIP 32046 is more affordable rent, lower unemployment. ZIP 32034 is wealthier, higher home values, lower poverty rate, more diverse, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (32046), orange the second (32034). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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