38685 vs 45786 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 38685, Orange = ZIP 45786.
Quick verdict: ZIP 38685 is more diverse. ZIP 45786 is wealthier, lower poverty rate, lower unemployment, more educated, higher work-from-home share.
Quick Facts
ZIP 38685
Waterford CDP, MS
View full profile →- Population983
- Median Income$45,972
- Median Home Value—
- Median Rent—
- Median Age63.7 yrs
- Poverty Rate16.2%
ZIP 45786
Waterford CDP, OH
View full profile →- Population3,019
- Median Income$61,295
- Median Home Value$195k
- Median Rent$609
- Median Age49.0 yrs
- Poverty Rate8.6%
Visual comparison (same scale)
Population
9833,019
Median Income
$45,972$61,295
Median Home Value
—$195k
Median Rent
—$609
Median Age
63.7 yrs49.0 yrs
Poverty Rate
16.2%8.6%
Demographics
ZIP 38685
Waterford CDP, MS
View full profile →- White %77.2%
- Black %22.1%
- Asian %0.0%
- Hispanic %0.7%
- Age 0–17 %0.0%
- Age 18–64 %51.3%
- Age 65+ %48.7%
- Bachelor's+ %4.6%
- Diversity Index36/100
ZIP 45786
Waterford CDP, OH
View full profile →- White %99.6%
- Black %0.3%
- Asian %0.0%
- Hispanic %0.3%
- Age 0–17 %21.4%
- Age 18–64 %51.6%
- Age 65+ %27.0%
- Bachelor's+ %17.8%
- Diversity Index1/100
Visual comparison (same scale)
White %
77.2%99.6%
Black %
22.1%0.3%
Asian %
0.0%0.0%
Hispanic %
0.7%0.3%
Age 0–17 %
0.0%21.4%
Age 18–64 %
51.3%51.6%
Age 65+ %
48.7%27.0%
Bachelor's+ %
4.6%17.8%
Diversity Index
36/1001/100
Economy
ZIP 38685
Waterford CDP, MS
View full profile →- Median Income$45,972
- Unemployment %5.0%
- IRS Net Migration+34
- Work From Home %0.0%
ZIP 45786
Waterford CDP, OH
View full profile →- Median Income$61,295
- Unemployment %3.8%
- IRS Net Migration+128
- Work From Home %7.8%
Visual comparison (same scale)
Median Income
$45,972$61,295
Unemployment %
5.0%3.8%
IRS Net Migration
+34+128
Work From Home %
0.0%7.8%
Housing
ZIP 38685
Waterford CDP, MS
View full profile →- Median Home Value—
- Median Rent—
- Owner Occupied %93.3%
- Broadband %65.5%
- Vacant %17.1%
- Median Year Built1988
ZIP 45786
Waterford CDP, OH
View full profile →- Median Home Value$195k
- Median Rent$609
- Owner Occupied %85.6%
- Broadband %75.5%
- Vacant %3.9%
- Median Year Built1978
Visual comparison (same scale)
Median Home Value
—$195k
Median Rent
—$609
Owner Occupied %
93.3%85.6%
Broadband %
65.5%75.5%
Vacant %
17.1%3.9%
Median Year Built
19881978
Climate & Location
ZIP 38685
Waterford CDP, MS
View full profile →- Snow Days/Year0 days
- Elevation (ft)408 ft
- Nearest Airport14.7 miles (23.6 km)
- Distance to Coast271.5 miles (437.0 km)
ZIP 45786
Waterford CDP, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)624 ft
- Nearest Airport15.8 miles (25.5 km)
- Distance to Coast134.4 miles (216.3 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
408 ft624 ft
Nearest Airport
14.7 miles (23.6 km)15.8 miles (25.5 km)
Distance to Coast
271.5 miles (437.0 km)134.4 miles (216.3 km)
Infrastructure
ZIP 38685
Waterford CDP, MS
View full profile →- Work From Home %0.0%
- Walkability (0–100)19
- Broadband %65.5%
ZIP 45786
Waterford CDP, OH
View full profile →- Work From Home %7.8%
- Walkability (0–100)18
- Broadband %75.5%
Visual comparison (same scale)
Work From Home %
0.0%7.8%
Walkability (0–100)
1918
Broadband %
65.5%75.5%
Frequently Asked Questions
How do ZIP 38685 and 45786 compare?
ZIP 38685 is more diverse. ZIP 45786 is wealthier, lower poverty rate, lower unemployment, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (38685), orange the second (45786). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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