40823 vs 40854 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 40823, Orange = ZIP 40854.
Quick verdict: ZIP 40823 is wealthier, higher home values, more affordable rent, more educated, higher work-from-home share. ZIP 40854 is lower poverty rate, lower unemployment, more diverse.
Quick Facts
ZIP 40823
Cumberland city, KY
View full profile →- Population3,907
- Median Income$35,704
- Median Home Value$76k
- Median Rent$431
- Median Age31.8 yrs
- Poverty Rate42.3%
ZIP 40854
Loyall city, KY
View full profile →- Population853
- Median Income$33,077
- Median Home Value$75k
- Median Rent$466
- Median Age48.9 yrs
- Poverty Rate36.5%
Visual comparison (same scale)
Population
3,907853
Median Income
$35,704$33,077
Median Home Value
$76k$75k
Median Rent
$431$466
Median Age
31.8 yrs48.9 yrs
Poverty Rate
42.3%36.5%
Demographics
ZIP 40823
Cumberland city, KY
View full profile →- White %93.2%
- Black %1.3%
- Asian %0.1%
- Hispanic %0.0%
- Age 0–17 %31.9%
- Age 18–64 %47.9%
- Age 65+ %20.2%
- Bachelor's+ %12.9%
- Diversity Index13/100
ZIP 40854
Loyall city, KY
View full profile →- White %93.1%
- Black %0.8%
- Asian %0.0%
- Hispanic %0.0%
- Age 0–17 %19.0%
- Age 18–64 %62.8%
- Age 65+ %18.2%
- Bachelor's+ %8.4%
- Diversity Index13/100
Visual comparison (same scale)
White %
93.2%93.1%
Black %
1.3%0.8%
Asian %
0.1%0.0%
Hispanic %
0.0%0.0%
Age 0–17 %
31.9%19.0%
Age 18–64 %
47.9%62.8%
Age 65+ %
20.2%18.2%
Bachelor's+ %
12.9%8.4%
Diversity Index
13/10013/100
Economy
ZIP 40823
Cumberland city, KY
View full profile →- Median Income$35,704
- Unemployment %17.5%
- IRS Net Migration+146
- Work From Home %8.1%
ZIP 40854
Loyall city, KY
View full profile →- Median Income$33,077
- Unemployment %14.3%
- IRS Net Migration+32
- Work From Home %0.8%
Visual comparison (same scale)
Median Income
$35,704$33,077
Unemployment %
17.5%14.3%
IRS Net Migration
+146+32
Work From Home %
8.1%0.8%
Housing
ZIP 40823
Cumberland city, KY
View full profile →- Median Home Value$76k
- Median Rent$431
- Owner Occupied %57.5%
- Broadband %86.3%
- Vacant %15.9%
- Median Year Built1973
ZIP 40854
Loyall city, KY
View full profile →- Median Home Value$75k
- Median Rent$466
- Owner Occupied %55.2%
- Broadband %86.1%
- Vacant %18.0%
- Median Year Built1973
Visual comparison (same scale)
Median Home Value
$76k$75k
Median Rent
$431$466
Owner Occupied %
57.5%55.2%
Broadband %
86.3%86.1%
Vacant %
15.9%18.0%
Median Year Built
19731973
Climate & Location
ZIP 40823
Cumberland city, KY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,083 ft
- Nearest Airport46.5 miles (74.8 km)
- Distance to Coast241.2 miles (388.1 km)
ZIP 40854
Loyall city, KY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,164 ft
- Nearest Airport43.6 miles (70.1 km)
- Distance to Coast239.1 miles (384.8 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,083 ft1,164 ft
Nearest Airport
46.5 miles (74.8 km)43.6 miles (70.1 km)
Distance to Coast
241.2 miles (388.1 km)239.1 miles (384.8 km)
Infrastructure
ZIP 40823
Cumberland city, KY
View full profile →- Work From Home %8.1%
- Walkability (0–100)26
- Broadband %86.3%
ZIP 40854
Loyall city, KY
View full profile →- Work From Home %0.8%
- Walkability (0–100)24
- Broadband %86.1%
Visual comparison (same scale)
Work From Home %
8.1%0.8%
Walkability (0–100)
2624
Broadband %
86.3%86.1%
Frequently Asked Questions
How do ZIP 40823 and 40854 compare?
ZIP 40823 is wealthier, higher home values, more affordable rent, more educated, higher work-from-home share. ZIP 40854 is lower poverty rate, lower unemployment, more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (40823), orange the second (40854). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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