45354 vs 45420 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 45354, Orange = ZIP 45420.
Quick verdict: ZIP 45354 is wealthier, higher home values, lower poverty rate, higher work-from-home share. ZIP 45420 is more affordable rent, lower unemployment, more diverse, more educated.
Quick Facts
ZIP 45354
Phillipsburg village, OH
View full profile →- Population643
- Median Income$71,875
- Median Home Value$138k
- Median Rent$1,277
- Median Age52.2 yrs
- Poverty Rate7.2%
ZIP 45420
Kettering city, OH
View full profile →- Population23,956
- Median Income$56,670
- Median Home Value$116k
- Median Rent$735
- Median Age39.8 yrs
- Poverty Rate12.6%
Visual comparison (same scale)
Population
64323,956
Median Income
$71,875$56,670
Median Home Value
$138k$116k
Median Rent
$1,277$735
Median Age
52.2 yrs39.8 yrs
Poverty Rate
7.2%12.6%
Demographics
ZIP 45354
Phillipsburg village, OH
View full profile →- White %99.8%
- Black %0.0%
- Asian %0.0%
- Hispanic %1.4%
- Age 0–17 %13.1%
- Age 18–64 %49.6%
- Age 65+ %37.3%
- Bachelor's+ %13.4%
- Diversity Index0/100
ZIP 45420
Kettering city, OH
View full profile →- White %83.6%
- Black %7.3%
- Asian %2.5%
- Hispanic %2.6%
- Age 0–17 %18.6%
- Age 18–64 %65.0%
- Age 65+ %16.4%
- Bachelor's+ %27.2%
- Diversity Index29/100
Visual comparison (same scale)
White %
99.8%83.6%
Black %
0.0%7.3%
Asian %
0.0%2.5%
Hispanic %
1.4%2.6%
Age 0–17 %
13.1%18.6%
Age 18–64 %
49.6%65.0%
Age 65+ %
37.3%16.4%
Bachelor's+ %
13.4%27.2%
Diversity Index
0/10029/100
Economy
ZIP 45354
Phillipsburg village, OH
View full profile →- Median Income$71,875
- Unemployment %4.7%
- IRS Net Migration+27
- Work From Home %7.3%
ZIP 45420
Kettering city, OH
View full profile →- Median Income$56,670
- Unemployment %4.6%
- IRS Net Migration+1,016
- Work From Home %6.6%
Visual comparison (same scale)
Median Income
$71,875$56,670
Unemployment %
4.7%4.6%
IRS Net Migration
+27+1,016
Work From Home %
7.3%6.6%
Housing
ZIP 45354
Phillipsburg village, OH
View full profile →- Median Home Value$138k
- Median Rent$1,277
- Owner Occupied %75.1%
- Broadband %71.3%
- Vacant %18.6%
- Median Year Built1938
ZIP 45420
Kettering city, OH
View full profile →- Median Home Value$116k
- Median Rent$735
- Owner Occupied %63.1%
- Broadband %87.4%
- Vacant %3.4%
- Median Year Built1954
Visual comparison (same scale)
Median Home Value
$138k$116k
Median Rent
$1,277$735
Owner Occupied %
75.1%63.1%
Broadband %
71.3%87.4%
Vacant %
18.6%3.4%
Median Year Built
19381954
Climate & Location
ZIP 45354
Phillipsburg village, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,000 ft
- Nearest Airport9.6 miles (15.4 km)
- Distance to Coast125.4 miles (201.8 km)
ZIP 45420
Kettering city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)720 ft
- Nearest Airport8.6 miles (13.8 km)
- Distance to Coast132.2 miles (212.7 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,000 ft720 ft
Nearest Airport
9.6 miles (15.4 km)8.6 miles (13.8 km)
Distance to Coast
125.4 miles (201.8 km)132.2 miles (212.7 km)
Infrastructure
ZIP 45354
Phillipsburg village, OH
View full profile →- Work From Home %7.3%
- Walkability (0–100)17
- Broadband %71.3%
ZIP 45420
Kettering city, OH
View full profile →- Work From Home %6.6%
- Walkability (0–100)66
- Broadband %87.4%
Visual comparison (same scale)
Work From Home %
7.3%6.6%
Walkability (0–100)
1766
Broadband %
71.3%87.4%
Frequently Asked Questions
How do ZIP 45354 and 45420 compare?
ZIP 45354 is wealthier, higher home values, lower poverty rate, higher work-from-home share. ZIP 45420 is more affordable rent, lower unemployment, more diverse, more educated.
What do the blue and orange colors mean?
Blue represents the first ZIP (45354), orange the second (45420). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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