49782 vs 49740 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 49782, Orange = ZIP 49740.
Quick verdict: ZIP 49782 is more affordable rent, more educated, higher work-from-home share. ZIP 49740 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse.
Quick Facts
ZIP 49782
St. James CDP, MI
View full profile →- Population752
- Median Income$70,000
- Median Home Value$322k
- Median Rent$725
- Median Age62.9 yrs
- Poverty Rate9.3%
ZIP 49740
Harbor Springs city, MI
View full profile →- Population7,277
- Median Income$85,230
- Median Home Value$333k
- Median Rent$764
- Median Age55.0 yrs
- Poverty Rate7.0%
Visual comparison (same scale)
Population
7527,277
Median Income
$70,000$85,230
Median Home Value
$322k$333k
Median Rent
$725$764
Median Age
62.9 yrs55.0 yrs
Poverty Rate
9.3%7.0%
Demographics
ZIP 49782
St. James CDP, MI
View full profile →- White %93.5%
- Black %0.0%
- Asian %0.7%
- Hispanic %2.5%
- Age 0–17 %15.0%
- Age 18–64 %39.0%
- Age 65+ %46.0%
- Bachelor's+ %49.4%
- Diversity Index12/100
ZIP 49740
Harbor Springs city, MI
View full profile →- White %89.3%
- Black %1.6%
- Asian %0.2%
- Hispanic %3.4%
- Age 0–17 %14.6%
- Age 18–64 %52.5%
- Age 65+ %32.8%
- Bachelor's+ %45.5%
- Diversity Index20/100
Visual comparison (same scale)
White %
93.5%89.3%
Black %
0.0%1.6%
Asian %
0.7%0.2%
Hispanic %
2.5%3.4%
Age 0–17 %
15.0%14.6%
Age 18–64 %
39.0%52.5%
Age 65+ %
46.0%32.8%
Bachelor's+ %
49.4%45.5%
Diversity Index
12/10020/100
Economy
ZIP 49782
St. James CDP, MI
View full profile →- Median Income$70,000
- Unemployment %7.4%
- IRS Net Migration+29
- Work From Home %22.9%
ZIP 49740
Harbor Springs city, MI
View full profile →- Median Income$85,230
- Unemployment %3.9%
- IRS Net Migration+285
- Work From Home %13.8%
Visual comparison (same scale)
Median Income
$70,000$85,230
Unemployment %
7.4%3.9%
IRS Net Migration
+29+285
Work From Home %
22.9%13.8%
Housing
ZIP 49782
St. James CDP, MI
View full profile →- Median Home Value$322k
- Median Rent$725
- Owner Occupied %93.3%
- Broadband %86.1%
- Vacant %59.8%
- Median Year Built1982
ZIP 49740
Harbor Springs city, MI
View full profile →- Median Home Value$333k
- Median Rent$764
- Owner Occupied %88.8%
- Broadband %90.0%
- Vacant %47.3%
- Median Year Built1983
Visual comparison (same scale)
Median Home Value
$322k$333k
Median Rent
$725$764
Owner Occupied %
93.3%88.8%
Broadband %
86.1%90.0%
Vacant %
59.8%47.3%
Median Year Built
19821983
Climate & Location
ZIP 49782
St. James CDP, MI
View full profile →- Snow Days/Year0 days
- Elevation (ft)672 ft
- Nearest Airport36.8 miles (59.1 km)
- Distance to Coast2.3 miles (3.6 km)
ZIP 49740
Harbor Springs city, MI
View full profile →- Snow Days/Year0 days
- Elevation (ft)721 ft
- Nearest Airport10.7 miles (17.3 km)
- Distance to Coast5.0 miles (8.1 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
672 ft721 ft
Nearest Airport
36.8 miles (59.1 km)10.7 miles (17.3 km)
Distance to Coast
2.3 miles (3.6 km)5.0 miles (8.1 km)
Infrastructure
ZIP 49782
St. James CDP, MI
View full profile →- Work From Home %22.9%
- Walkability (0–100)35
- Broadband %86.1%
ZIP 49740
Harbor Springs city, MI
View full profile →- Work From Home %13.8%
- Walkability (0–100)41
- Broadband %90.0%
Visual comparison (same scale)
Work From Home %
22.9%13.8%
Walkability (0–100)
3541
Broadband %
86.1%90.0%
Frequently Asked Questions
How do ZIP 49782 and 49740 compare?
ZIP 49782 is more affordable rent, more educated, higher work-from-home share. ZIP 49740 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (49782), orange the second (49740). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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