78028 vs 78631 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 78028, Orange = ZIP 78631.
Quick verdict: ZIP 78028 is lower poverty rate, more educated. ZIP 78631 is wealthier, higher home values, more affordable rent, lower unemployment, more diverse, higher work-from-home share.
Quick Facts
ZIP 78028
Kerrville city, TX
View full profile →- Population40,829
- Median Income$65,486
- Median Home Value$281k
- Median Rent$975
- Median Age48.2 yrs
- Poverty Rate11.4%
ZIP 78631
Harper CDP, TX
View full profile →- Population3,357
- Median Income$73,646
- Median Home Value$339k
- Median Rent$900
- Median Age42.1 yrs
- Poverty Rate12.6%
Visual comparison (same scale)
Population
40,8293,357
Median Income
$65,486$73,646
Median Home Value
$281k$339k
Median Rent
$975$900
Median Age
48.2 yrs42.1 yrs
Poverty Rate
11.4%12.6%
Demographics
ZIP 78028
Kerrville city, TX
View full profile →- White %79.1%
- Black %1.6%
- Asian %0.9%
- Hispanic %25.6%
- Age 0–17 %17.9%
- Age 18–64 %51.9%
- Age 65+ %30.2%
- Bachelor's+ %31.5%
- Diversity Index31/100
ZIP 78631
Harper CDP, TX
View full profile →- White %76.8%
- Black %0.0%
- Asian %0.0%
- Hispanic %21.5%
- Age 0–17 %22.2%
- Age 18–64 %54.8%
- Age 65+ %23.0%
- Bachelor's+ %19.9%
- Diversity Index36/100
Visual comparison (same scale)
White %
79.1%76.8%
Black %
1.6%0.0%
Asian %
0.9%0.0%
Hispanic %
25.6%21.5%
Age 0–17 %
17.9%22.2%
Age 18–64 %
51.9%54.8%
Age 65+ %
30.2%23.0%
Bachelor's+ %
31.5%19.9%
Diversity Index
31/10036/100
Economy
ZIP 78028
Kerrville city, TX
View full profile →- Median Income$65,486
- Unemployment %2.8%
- IRS Net Migration+1,926
- Work From Home %8.7%
ZIP 78631
Harper CDP, TX
View full profile →- Median Income$73,646
- Unemployment %2.2%
- IRS Net Migration+158
- Work From Home %8.9%
Visual comparison (same scale)
Median Income
$65,486$73,646
Unemployment %
2.8%2.2%
IRS Net Migration
+1,926+158
Work From Home %
8.7%8.9%
Housing
ZIP 78028
Kerrville city, TX
View full profile →- Median Home Value$281k
- Median Rent$975
- Owner Occupied %67.6%
- Broadband %89.9%
- Vacant %9.4%
- Median Year Built1986
ZIP 78631
Harper CDP, TX
View full profile →- Median Home Value$339k
- Median Rent$900
- Owner Occupied %82.3%
- Broadband %88.8%
- Vacant %21.0%
- Median Year Built2002
Visual comparison (same scale)
Median Home Value
$281k$339k
Median Rent
$975$900
Owner Occupied %
67.6%82.3%
Broadband %
89.9%88.8%
Vacant %
9.4%21.0%
Median Year Built
19862002
Climate & Location
ZIP 78028
Kerrville city, TX
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,797 ft
- Nearest Airport48.6 miles (78.2 km)
- Distance to Coast158.0 miles (254.3 km)
ZIP 78631
Harper CDP, TX
View full profile →- Snow Days/Year0 days
- Elevation (ft)2,110 ft
- Nearest Airport29.7 miles (47.8 km)
- Distance to Coast177.4 miles (285.4 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,797 ft2,110 ft
Nearest Airport
48.6 miles (78.2 km)29.7 miles (47.8 km)
Distance to Coast
158.0 miles (254.3 km)177.4 miles (285.4 km)
Infrastructure
ZIP 78028
Kerrville city, TX
View full profile →- Work From Home %8.7%
- Walkability (0–100)33
- Broadband %89.9%
Visual comparison (same scale)
Work From Home %
8.7%8.9%
Walkability (0–100)
3320
Broadband %
89.9%88.8%
Frequently Asked Questions
How do ZIP 78028 and 78631 compare?
ZIP 78028 is lower poverty rate, more educated. ZIP 78631 is wealthier, higher home values, more affordable rent, lower unemployment, more diverse, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (78028), orange the second (78631). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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