81146 vs 81040 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 81146, Orange = ZIP 81040.
Quick verdict: ZIP 81146 is wealthier, lower poverty rate, more educated. ZIP 81040 is more diverse, higher work-from-home share.
Quick Facts
ZIP 81146
CO
View full profile →- Population779
- Median Income$69,138
- Median Home Value$226k
- Median Rent$484
- Median Age35.8 yrs
- Poverty Rate3.2%
ZIP 81040
Gardner CDP, CO
View full profile →- Population328
- Median Income$0
- Median Home Value—
- Median Rent—
- Median Age65.2 yrs
- Poverty Rate14.0%
Visual comparison (same scale)
Population
779328
Median Income
$69,138$0
Median Home Value
$226k—
Median Rent
$484—
Median Age
35.8 yrs65.2 yrs
Poverty Rate
3.2%14.0%
Demographics
ZIP 81146
CO
View full profile →- White %85.6%
- Black %0.0%
- Asian %0.0%
- Hispanic %11.3%
- Age 0–17 %23.0%
- Age 18–64 %58.7%
- Age 65+ %18.4%
- Bachelor's+ %37.1%
- Diversity Index25/100
ZIP 81040
Gardner CDP, CO
View full profile →- White %72.9%
- Black %0.0%
- Asian %0.0%
- Hispanic %45.4%
- Age 0–17 %16.8%
- Age 18–64 %31.1%
- Age 65+ %52.1%
- Bachelor's+ %28.7%
- Diversity Index26/100
Visual comparison (same scale)
White %
85.6%72.9%
Black %
0.0%0.0%
Asian %
0.0%0.0%
Hispanic %
11.3%45.4%
Age 0–17 %
23.0%16.8%
Age 18–64 %
58.7%31.1%
Age 65+ %
18.4%52.1%
Bachelor's+ %
37.1%28.7%
Diversity Index
25/10026/100
Economy
ZIP 81146
CO
View full profile →- Median Income$69,138
- Unemployment %0.0%
- IRS Net Migration+36
- Work From Home %7.8%
- Mean Commute (min)—
ZIP 81040
Gardner CDP, CO
View full profile →- Median Income$0
- Unemployment %0.0%
- IRS Net Migration+15
- Work From Home %11.2%
- Mean Commute (min)79 min
Visual comparison (same scale)
Median Income
$69,138$0
Unemployment %
0.0%0.0%
IRS Net Migration
+36+15
Work From Home %
7.8%11.2%
Mean Commute (min)
—79 min
Housing
ZIP 81146
CO
View full profile →- Median Home Value$226k
- Median Rent$484
- Owner Occupied %73.5%
- Broadband %93.8%
- Vacant %8.0%
- Median Year Built1990
ZIP 81040
Gardner CDP, CO
View full profile →- Median Home Value—
- Median Rent—
- Owner Occupied %92.4%
- Broadband %67.8%
- Vacant %63.3%
- Median Year Built1956
Visual comparison (same scale)
Median Home Value
$226k—
Median Rent
$484—
Owner Occupied %
73.5%92.4%
Broadband %
93.8%67.8%
Vacant %
8.0%63.3%
Median Year Built
19901956
Climate & Location
ZIP 81146
CO
View full profile →- Snow Days/Year0 days
- Elevation (ft)7,709 ft
- Nearest Airport16.5 miles (26.5 km)
- Distance to Coast724.4 miles (1165.7 km)
ZIP 81040
Gardner CDP, CO
View full profile →- Snow Days/Year0 days
- Elevation (ft)7,744 ft
- Nearest Airport42.5 miles (68.4 km)
- Distance to Coast751.6 miles (1209.6 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
7,709 ft7,744 ft
Nearest Airport
16.5 miles (26.5 km)42.5 miles (68.4 km)
Distance to Coast
724.4 miles (1165.7 km)751.6 miles (1209.6 km)
Infrastructure
ZIP 81146
CO
View full profile →- Mean Commute (min)—
- Work From Home %7.8%
- Walkability (0–100)22
- Broadband %93.8%
ZIP 81040
Gardner CDP, CO
View full profile →- Mean Commute (min)79 min
- Work From Home %11.2%
- Walkability (0–100)—
- Broadband %67.8%
Visual comparison (same scale)
Mean Commute (min)
—79 min
Work From Home %
7.8%11.2%
Walkability (0–100)
22—
Broadband %
93.8%67.8%
Frequently Asked Questions
How do ZIP 81146 and 81040 compare?
ZIP 81146 is wealthier, lower poverty rate, more educated. ZIP 81040 is more diverse, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (81146), orange the second (81040). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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