Median home value is about $112,300 — about 68% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $389 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 61.2% (about 4.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00612 in Arecibo zona urbana, PR, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $721. That is about 30% above the local median household income ($23,831), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.