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Cayey zona urbana, PR

ZIP 00736 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 00736

Median Home Value
$142,300
Median Rent
$439
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$914/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 00736 in Cayey zona urbana, PR, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $914. That is about 36% above the local median household income ($28,652), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.5%-4% vs US avg
x
Vacancy Rate
16.4%+59% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
8.4%-83% vs US avg
x
Mortgage-Free
57.0%+49% vs US avg
x
$142,300
Home Value
$439
Rent
1980
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.8%
  • 1-unit attached3.7%
  • 2-9 units23.6%
  • 10+ units1.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$142,300
Median rent$439
Owner-occupied62.5%
Vacant16.4%
Price-to-income5.0x
Est. income to buy$39,000