Median home value is about $103,600 — about 70% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $382 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 49.2% (about 16.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00740 in Fajardo zona urbana, PR, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $665. That is about 21% above the local median household income ($23,173), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.