ZIP Code 00772 — Loíza zona urbana, PR Demographics & Data

ZIP code 00772 covers Loíza zona urbana, PR in Loíza Municipio with a population of about 16,961.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 787, 939; U.S. House district PR-98.

Median household income in ZIP 00772 is about $18,408 — about 76% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 51.4%; unemployment rate near 23.3%; 14.1% of adults with a bachelor’s degree or higher (about 19.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Administrative support; about 2.5% of workers reporting work-from-home (about 12.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $99,600 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $302 (about 74% below the U.S. median rent ($1,163)), and owner-occupancy near 64.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 00772 in Loíza zona urbana, PR, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $640. That is about 47% above the local median household income ($18,408), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Loíza zona urbana, PR show little to no average snow and around 65.2 inches of annual precipitation.