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San Juan zona urbana, PR

ZIP 00920 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 00920

Median Home Value
$151,000
Median Rent
$581
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$970/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 00920 in San Juan zona urbana, PR, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $970. That is about 40% above the local median household income ($29,914), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (31% built before 1939)

Owner Occupied
53.7%-18% vs US avg
x
Vacancy Rate
20.1%+96% vs US avg
x
Broadband Access
71.1%-18% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
30.5%+139% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.6%-52% vs US avg
x
Mortgage-Free
45.7%+20% vs US avg
x
$151,000
Home Value
$581
Rent
1955
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.1%
  • 1-unit attached14.8%
  • 2-9 units17.8%
  • 10+ units10.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,000
Median rent$581
Owner-occupied53.7%
Vacant20.1%
Price-to-income5.0x
Est. income to buy$42,000