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Agawam Town city, MA

ZIP 01001 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01001

Median Home Value
$270,300
Median Rent
$1,153
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,736/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01001 in Agawam Town city, MA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,736. That is roughly in line with the local median household income ($71,924). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.9%+11% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
44.8%+17% vs US avg
x
$270,300
Home Value
$1,153
Rent
1970
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.3%
  • 1-unit attached9.7%
  • 2-9 units21.0%
  • 10+ units13.5%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$270,300
Median rent$1,153
Owner-occupied72.9%
Vacant3.1%
Price-to-income3.8x
Est. income to buy$74,000