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Chicopee city, MA

ZIP 01013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01013

Median Home Value
$249,300
Median Rent
$873
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,601/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01013 in Chicopee city, MA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,601. That is roughly in line with the local median household income ($64,039). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.5%-21% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
11.2%-12% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
17.0%-66% vs US avg
x
Mortgage-Free
29.9%-22% vs US avg
x
$249,300
Home Value
$873
Rent
1950
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.8%
  • 1-unit attached7.0%
  • 2-9 units41.1%
  • 10+ units10.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$249,300
Median rent$873
Owner-occupied51.5%
Vacant7.4%
Price-to-income3.9x
Est. income to buy$69,000