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Easthampton Town city, MA

ZIP 01027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01027

Median Home Value
$348,300
Median Rent
$1,005
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,237/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01027 in Easthampton Town city, MA, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,237. That is about 30% above the local median household income ($73,657), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.4%-5% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
11.1%-78% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$348,300
Home Value
$1,005
Rent
1968
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.2%
  • 1-unit attached8.5%
  • 2-9 units31.1%
  • 10+ units8.2%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$348,300
Median rent$1,005
Owner-occupied62.4%
Vacant7.0%
Price-to-income4.7x
Est. income to buy$96,000