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ZIP 01041 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01041

Median Home Value
$121,671
Median Rent
$705
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$782/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01041, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $782. That is about 17% above the local median household income ($29,182), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
13.7%-79% vs US avg
x
Vacancy Rate
13.7%+33% vs US avg
x
Broadband Access
86.2%-1% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
27.4%-45% vs US avg
x
Mortgage-Free
38.1%-0% vs US avg
x
$121,671
Home Value
$705
Rent
1959
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached4.4%
  • 1-unit attached4.9%
  • 2-9 units31.3%
  • 10+ units58.9%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,671
Median rent$705
Owner-occupied13.7%
Vacant13.7%
Price-to-income4.2x
Est. income to buy$34,000