What to know about ZIP 01138
ZIP code 01138 covers ZIP 01138 with a population of about 3,137.
At a glance, the area shows median age of 33.1 versus a U.S. median of about 38.9.
It sits in the SPRINGFIELD - HOLYOKE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 01138 covers ZIP 01138 with a population of about 3,137.
At a glance, the area shows median age of 33.1 versus a U.S. median of about 38.9.
It sits in the SPRINGFIELD - HOLYOKE media market.
Median household income in ZIP 01138 is about $42,262 — about 44% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 43.9%; unemployment rate near 3.6%; 14.0% of adults with a bachelor’s degree or higher (about 19.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $187,200 — about 46% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,142 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 40.3% (about 25.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 01138, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,203. That is about 23% above the local median household income ($42,262), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.