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ZIP 01227
Housing & Real Estate

ZIP 01227 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01227

Median Home Value

$289,300

Median Rent

$807

Affordability Snapshot

$80,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,858/mo PITI).

12%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01227, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,858. That is roughly in line with the local median household income ($81,168). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

75.6%+16% vs US avg

Vacancy Rate

6.0%-41% vs US avg

Broadband Access

88.2%+1% vs US avg

4+ Bedrooms

6.5%-56% vs US avg

Built Pre-1939

5.9%-54% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

32.7%-34% vs US avg

Mortgage-Free

33.3%-13% vs US avg

$289,300

Home Value

$807

Rent

1956

Year Built

2009

Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached71.4%
1-unit attached0.9%
2-9 units14.8%
10+ units9.4%
Mobile home & other3.5%

ZIP 01227 — Housing & Real Estate

Housing & Real Estate in ZIP Code 01227

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