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, MA

ZIP 01235 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01235

Median Home Value
$266,200
Median Rent
$900
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,710/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01235 in MA, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,710. That is roughly in line with the local median household income ($76,699). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.1%+29% vs US avg
x
Vacancy Rate
25.4%+147% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
9.6%-25% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
38.8%-22% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$266,200
Home Value
$900
Rent
1974
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.3%
  • 1-unit attached1.3%
  • 2-9 units11.3%
  • 10+ units0.0%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$266,200
Median rent$900
Owner-occupied84.1%
Vacant25.4%
Price-to-income3.5x
Est. income to buy$73,000