ZIP Code 01236 — Housatonic CDP, MA Demographics & Data

ZIP code 01236 covers Housatonic, MA in Berkshire County with a population of about 1,593.

At a glance, the area shows median age of 50.8 versus a U.S. median of about 38.9.

It sits in telephone area code 413; U.S. House district MA-1; the ALBANY - SCHENECTADY - TROY media market.

Median household income in ZIP 01236 is about $91,172 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.1%; unemployment rate near 1.8%; 62.4% of adults with a bachelor’s degree or higher (about 28.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Professional services, and Manufacturing; about 19.9% of workers reporting work-from-home (about 4.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $481,300 — about 38% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 75.5% (about 10.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01236 in Housatonic, MA, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,092. That is about 46% above the local median household income ($91,172), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Housatonic CDP, MA as Relatively Moderate (composite score 84.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.6) and hurricane (83.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Housatonic CDP, MA show little to no average snow and around 49.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 75 for ZIP 01236 (Housatonic CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.