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, MA

ZIP 01256 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01256

Median Home Value
$267,200
Median Rent
$581
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,716/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01256 in MA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,716. That is about 35% above the local median household income ($55,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.6%+42% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
42.8%+12% vs US avg
x
$267,200
Home Value
$581
Rent
1981
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached1.2%
  • 2-9 units1.0%
  • 10+ units0.0%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$267,200
Median rent$581
Owner-occupied92.6%
Vacant10.7%
Price-to-income4.9x
Est. income to buy$74,000