ZIP Code 01520 — undefined, MA Demographics & Data

ZIP code 01520 covers MA in Worcester County with a population of about 16,864.

At a glance, the area shows median age of 41.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 508, 774; U.S. House district MA-2; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 01520 is about $147,582 — about 96% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 5.3%; 58.2% of adults with a bachelor’s degree or higher (about 24.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 16.7% of workers reporting work-from-home (about 1.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $444,300 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,515 (about 30% above the U.S. median rent ($1,163)), and owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01520 in MA, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,854. That sits below the local median household income ($147,582), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MA as Relatively Moderate (composite score 93.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.6) and flood (95.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MA show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 796 for ZIP 01520 (MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.