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Worcester city, MA

ZIP 01610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01610

Median Home Value
$279,100
Median Rent
$1,157
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,793/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01610 in Worcester city, MA, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,793. That is about 76% above the local median household income ($43,757), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
16.3%-75% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
31.7%-36% vs US avg
x
Mortgage-Free
37.5%-2% vs US avg
x
$279,100
Home Value
$1,157
Rent
1938
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.6%
  • 1-unit attached3.1%
  • 2-9 units68.6%
  • 10+ units20.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$279,100
Median rent$1,157
Owner-occupied16.3%
Vacant9.8%
Price-to-income6.4x
Est. income to buy$77,000