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Cochituate CDP, MA

ZIP 01760 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01760

Median Home Value
$740,700
Median Rent
$1,825
Affordability Snapshot
$204,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,758/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01760 in Cochituate CDP, MA, a household would need roughly $204,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,758. That is about 52% above the local median household income ($134,644), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.5%+3% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
9.0%-29% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
32.2%-16% vs US avg
x
$740,700
Home Value
$1,825
Rent
1966
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.5%
  • 1-unit attached4.2%
  • 2-9 units16.7%
  • 10+ units22.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$740,700
Median rent$1,825
Owner-occupied67.5%
Vacant3.0%
Price-to-income5.5x
Est. income to buy$204,000