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Waltham city, MA

ZIP 01773 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01773

Median Home Value
$1,169,800
Median Rent
$2,061
Affordability Snapshot
$322,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,514/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

47.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01773 in Waltham city, MA, a household would need roughly $322,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,514. That is about 63% above the local median household income ($197,292), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.9%+18% vs US avg
x
Vacancy Rate
8.9%-14% vs US avg
x
Broadband Access
95.9%+10% vs US avg
x
4+ Bedrooms
10.3%-31% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
23.5%-53% vs US avg
x
Mortgage-Free
47.5%+24% vs US avg
x
$1,169,800
Home Value
$2,061
Rent
1969
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached13.0%
  • 2-9 units7.5%
  • 10+ units10.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,169,800
Median rent$2,061
Owner-occupied76.9%
Vacant8.9%
Price-to-income5.9x
Est. income to buy$322,000