ZIP Code 01835 — Haverhill city, MA Demographics & Data

ZIP code 01835 covers Haverhill, MA in Essex County with a population of about 14,637.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area codes 351, 978; U.S. House district MA-3; the BOSTON (MANCHESTER) media market.

Haverhill, MA sits in a university / college context (near northpoint bible college (1.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 01835 is about $108,275 — about 44% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.0%; unemployment rate near 3.5%; 40.0% of adults with a bachelor’s degree or higher (about 6.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 8.6% of workers reporting work-from-home (about 6.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $431,400 — about 24% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,525 (about 31% above the U.S. median rent ($1,163)), and owner-occupancy near 76.0% (about 10.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 01835 in Haverhill, MA, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,771. That is roughly in line with the local median household income ($108,275). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Haverhill city, MA as Relatively High (composite score 95.6), which is among the highest nationally. The strongest component scores on US5 are flood (97.1) and hurricane (93.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Haverhill city, MA show little to no average snow and around 49.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 691 for ZIP 01835 (Haverhill city, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.