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Winchester CDP, MA

ZIP 01890 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01890

Median Home Value
$1,181,700
Median Rent
$2,085
Affordability Snapshot
$325,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,591/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

47.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01890 in Winchester CDP, MA, a household would need roughly $325,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,591. That is about 49% above the local median household income ($218,176), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.4%+27% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
18.5%+25% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
23.6%-53% vs US avg
x
Mortgage-Free
31.7%-17% vs US avg
x
$1,181,700
Home Value
$2,085
Rent
1954
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.9%
  • 1-unit attached7.1%
  • 2-9 units11.0%
  • 10+ units10.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,181,700
Median rent$2,085
Owner-occupied83.4%
Vacant2.8%
Price-to-income5.4x
Est. income to buy$325,000