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, MA

ZIP 02072 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02072

Median Home Value
$496,700
Median Rent
$1,785
Affordability Snapshot
$137,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,191/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02072 in MA, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,191. That is about 32% above the local median household income ($104,164), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
4.3%-59% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
38.1%-23% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$496,700
Home Value
$1,785
Rent
1969
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.1%
  • 1-unit attached8.6%
  • 2-9 units13.6%
  • 10+ units12.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$496,700
Median rent$1,785
Owner-occupied77.3%
Vacant4.3%
Price-to-income4.8x
Est. income to buy$137,000