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Boston city, MA

ZIP 02113 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02113

Median Home Value
$693,900
Median Rent
$2,254
Affordability Snapshot
$191,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,457/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02113 in Boston city, MA, a household would need roughly $191,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,457. That is about 73% above the local median household income ($110,321), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
15.3%-77% vs US avg
x
Vacancy Rate
12.9%+26% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
3.3%-75% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
47.4%+24% vs US avg
x
$693,900
Home Value
$2,254
Rent
1938
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.9%
  • 1-unit attached1.4%
  • 2-9 units62.7%
  • 10+ units35.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$693,900
Median rent$2,254
Owner-occupied15.3%
Vacant12.9%
Price-to-income6.3x
Est. income to buy$191,000