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Boston city, MA

ZIP 02132 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02132

Median Home Value
$714,000
Median Rent
$1,982
Affordability Snapshot
$197,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,587/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02132 in Boston city, MA, a household would need roughly $197,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,587. That is about 41% above the local median household income ($139,545), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.0%+9% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
25.2%-49% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$714,000
Home Value
$1,982
Rent
1948
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.7%
  • 1-unit attached2.3%
  • 2-9 units22.9%
  • 10+ units13.9%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$714,000
Median rent$1,982
Owner-occupied71.0%
Vacant7.2%
Price-to-income5.1x
Est. income to buy$197,000