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Boston city, MA

ZIP 02135 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02135

Median Home Value
$684,000
Median Rent
$2,100
Affordability Snapshot
$188,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,394/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02135 in Boston city, MA, a household would need roughly $188,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,394. That is about 113% above the local median household income ($88,208), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
21.7%-67% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
38.9%+2% vs US avg
x
$684,000
Home Value
$2,100
Rent
1956
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached9.2%
  • 1-unit attached3.6%
  • 2-9 units35.9%
  • 10+ units51.1%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$684,000
Median rent$2,100
Owner-occupied21.7%
Vacant6.4%
Price-to-income7.8x
Est. income to buy$188,000