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Kingston CDP, MA

ZIP 02364 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02364

Median Home Value
$562,000
Median Rent
$1,097
Affordability Snapshot
$155,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,610/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

42.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02364 in Kingston CDP, MA, a household would need roughly $155,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,610. That is about 34% above the local median household income ($115,863), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
2.0%-81% vs US avg
x
Broadband Access
86.1%-1% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
15.0%-70% vs US avg
x
Mortgage-Free
24.3%-36% vs US avg
x
$562,000
Home Value
$1,097
Rent
1980
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached3.0%
  • 2-9 units11.7%
  • 10+ units3.2%
  • Mobile home & other4.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$562,000
Median rent$1,097
Owner-occupied83.7%
Vacant2.0%
Price-to-income4.9x
Est. income to buy$155,000