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Newton city, MA

ZIP 02458 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02458

Median Home Value
$1,116,600
Median Rent
$2,046
Affordability Snapshot
$307,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,173/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02458 in Newton city, MA, a household would need roughly $307,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,173. That is about 102% above the local median household income ($151,782), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
12.7%-14% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
38.1%-0% vs US avg
x
$1,116,600
Home Value
$2,046
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.0%
  • 1-unit attached14.5%
  • 2-9 units37.8%
  • 10+ units10.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,116,600
Median rent$2,046
Owner-occupied62.3%
Vacant3.5%
Price-to-income7.4x
Est. income to buy$307,000