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Newton city, MA

ZIP 02465 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02465

Median Home Value
$1,098,600
Median Rent
$2,101
Affordability Snapshot
$302,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,057/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02465 in Newton city, MA, a household would need roughly $302,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,057. That is about 73% above the local median household income ($174,518), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.5%+5% vs US avg
x
Vacancy Rate
1.6%-85% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
10.6%-29% vs US avg
x
Built Pre-1939
11.0%-14% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
34.9%-9% vs US avg
x
$1,098,600
Home Value
$2,101
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.7%
  • 1-unit attached5.4%
  • 2-9 units31.9%
  • 10+ units1.7%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,098,600
Median rent$2,101
Owner-occupied68.5%
Vacant1.6%
Price-to-income6.3x
Est. income to buy$302,000