ZIP Code 02539 — Edgartown CDP, MA Demographics & Data

ZIP code 02539 covers Edgartown, MA in Dukes County with a population of about 5,212.

At a glance, the area shows median age of 52.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 508, 774; U.S. House district MA-9; the BOSTON (MANCHESTER) media market.

Median household income in ZIP 02539 is about $89,710 — about 19% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 8.8%; 44.9% of adults with a bachelor’s degree or higher (about 11.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Transportation; about 16.8% of workers reporting work-from-home (about 1.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,171,700 — about 237% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,299 (about 12% above the U.S. median rent ($1,163)), and owner-occupancy near 79.0% (about 13.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02539 in Edgartown, MA, a household would need roughly $323,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,527. That is about 260% above the local median household income ($89,710), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Edgartown CDP, MA as Very Low (composite score 16.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (80.8) and flood (32.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Edgartown CDP, MA show little to no average snow and around 47.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 246 for ZIP 02539 (Edgartown CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.