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Dennis CDP, MA

ZIP 02638 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02638

Median Home Value
$714,000
Median Rent
$1,145
Affordability Snapshot
$197,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,587/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

52.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02638 in Dennis CDP, MA, a household would need roughly $197,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,587. That is about 67% above the local median household income ($117,619), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 54% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.0%+32% vs US avg
x
Vacancy Rate
54.3%+427% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
12.7%-14% vs US avg
x
Built Pre-1939
3.6%-71% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
8.8%-82% vs US avg
x
Mortgage-Free
44.1%+16% vs US avg
x
$714,000
Home Value
$1,145
Rent
1975
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.4%
  • 1-unit attached4.2%
  • 2-9 units6.5%
  • 10+ units0.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$714,000
Median rent$1,145
Owner-occupied86.0%
Vacant54.3%
Price-to-income6.1x
Est. income to buy$197,000