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Somerset CDP, MA

ZIP 02725 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02725

Median Home Value
$389,700
Median Rent
N/A
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,503/mo PITI).

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 02725 in Somerset CDP, MA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,503. That sits below the local median household income ($127,228), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
98.5%+51% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
99.0%+14% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
12.1%-5% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
38.6%+1% vs US avg
x
$389,700
Home Value
N/A
Rent
1965
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.6%
  • 1-unit attached13.0%
  • 2-9 units1.7%
  • 10+ units1.4%
  • Mobile home & other5.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$389,700
Median rent$-666,666,666
Owner-occupied98.5%
Vacant5.3%
Price-to-income3.1x
Est. income to buy$107,000