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Somerset CDP, MA

ZIP 02726 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02726

Median Home Value
$389,300
Median Rent
$1,133
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,501/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02726 in Somerset CDP, MA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,501. That is roughly in line with the local median household income ($110,427). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.7%+26% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
88.8%+2% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
9.5%-25% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
32.2%-35% vs US avg
x
Mortgage-Free
41.4%+8% vs US avg
x
$389,300
Home Value
$1,133
Rent
1961
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.2%
  • 1-unit attached0.6%
  • 2-9 units13.9%
  • 10+ units2.7%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$389,300
Median rent$1,133
Owner-occupied82.7%
Vacant2.8%
Price-to-income3.5x
Est. income to buy$107,000