ZIP Code 02747 — Smith Mills CDP, MA Demographics & Data

ZIP code 02747 covers Smith Mills, MA in Bristol County with a population of about 21,500.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area codes 508, 774; U.S. House district MA-9; the PROVIDENCE - NEW BEDFORD media market.

Median household income in ZIP 02747 is about $97,665 — about 30% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 5.4%; 33.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $460,400 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,241 (about 7% above the U.S. median rent ($1,163)), and owner-occupancy near 78.9% (about 13.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02747 in Smith Mills, MA, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,957. That is about 30% above the local median household income ($97,665), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Smith Mills CDP, MA as Relatively Moderate (composite score 89.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (93.6) and hurricane (91.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Smith Mills CDP, MA show little to no average snow and around 45.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,015 for ZIP 02747 (Smith Mills CDP, MA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.