ZIP Code 02895 — Woonsocket city, RI Demographics & Data

ZIP code 02895 covers Woonsocket, RI in Providence County with a population of about 43,081.

At a glance, the area shows median age of 35.7 versus a U.S. median of about 38.9.

It sits in telephone area code 401; U.S. House district RI-1; the PROVIDENCE - NEW BEDFORD media market.

Median household income in ZIP 02895 is about $58,579 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.7%; unemployment rate near 8.1%; 18.6% of adults with a bachelor’s degree or higher (about 15.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 4.5% of workers reporting work-from-home (about 10.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $267,900 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $951 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 38.2% (about 27.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 02895 in Woonsocket, RI, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,721. That is about 26% above the local median household income ($58,579), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Woonsocket city, RI as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are flood (96.6) and hurricane (91.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Woonsocket city, RI show little to no average snow and around 51.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,591 for ZIP 02895 (Woonsocket city, RI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.