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Derry CDP, NH

ZIP 03036 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03036

Median Home Value
$479,500
Median Rent
N/A
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,080/mo PITI).

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 03036 in Derry CDP, NH, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,080. That is roughly in line with the local median household income ($138,606). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
97.4%+49% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
21.5%-44% vs US avg
x
$479,500
Home Value
N/A
Rent
1993
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.6%
  • 1-unit attached8.8%
  • 2-9 units4.4%
  • 10+ units0.5%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$479,500
Median rent$-666,666,666
Owner-occupied97.4%
Vacant4.4%
Price-to-income3.5x
Est. income to buy$132,000