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, NH

ZIP 03046 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03046

Median Home Value
$436,500
Median Rent
$800
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,804/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

45.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03046 in NH, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,804. That sits below the local median household income ($134,205), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
95.1%+45% vs US avg
x
Vacancy Rate
1.6%-85% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
2.8%-79% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
10.3%-79% vs US avg
x
Mortgage-Free
27.8%-27% vs US avg
x
$436,500
Home Value
$800
Rent
1993
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.4%
  • 1-unit attached3.7%
  • 2-9 units1.4%
  • 10+ units0.3%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$436,500
Median rent$800
Owner-occupied95.1%
Vacant1.6%
Price-to-income3.3x
Est. income to buy$120,000