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Milford CDP, NH

ZIP 03055 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03055

Median Home Value
$363,500
Median Rent
$1,366
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,335/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03055 in Milford CDP, NH, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,335. That is roughly in line with the local median household income ($94,514). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.4%-1% vs US avg
x
Vacancy Rate
3.8%-64% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
25.5%-33% vs US avg
x
$363,500
Home Value
$1,366
Rent
1982
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.7%
  • 1-unit attached6.9%
  • 2-9 units22.2%
  • 10+ units15.7%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$363,500
Median rent$1,366
Owner-occupied64.4%
Vacant3.8%
Price-to-income3.8x
Est. income to buy$100,000