US5.com
  1. Home
  2. States
  3. New Hampshire
  4. ZIP 03230
  5. Housing & Real Estate
, NH

ZIP 03230 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03230

Median Home Value
$213,000
Median Rent
$1,281
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,368/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03230 in NH, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,368. That sits below the local median household income ($66,458), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.7%+42% vs US avg
x
Vacancy Rate
15.2%+48% vs US avg
x
Broadband Access
77.9%-11% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
54.4%+42% vs US avg
x
$213,000
Home Value
$1,281
Rent
1979
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.0%
  • 1-unit attached0.4%
  • 2-9 units2.9%
  • 10+ units0.0%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$213,000
Median rent$1,281
Owner-occupied92.7%
Vacant15.2%
Price-to-income3.2x
Est. income to buy$59,000