US5.com
  1. Home
  2. States
  3. New Hampshire
  4. ZIP 03234
  5. Housing & Real Estate
, NH

ZIP 03234 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03234

Median Home Value
$298,100
Median Rent
$902
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,915/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03234 in NH, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,915. That sits below the local median household income ($92,623), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.6%+36% vs US avg
x
Vacancy Rate
1.4%-87% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
33.1%-13% vs US avg
x
$298,100
Home Value
$902
Rent
1985
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.2%
  • 1-unit attached3.8%
  • 2-9 units4.7%
  • 10+ units3.8%
  • Mobile home & other18.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$298,100
Median rent$902
Owner-occupied88.6%
Vacant1.4%
Price-to-income3.2x
Est. income to buy$82,000