ZIP Code 03251 — Lincoln CDP, NH Demographics & Data

ZIP code 03251 covers Lincoln, NH in Grafton County with a population of about 1,484.

At a glance, the area shows median age of 52.9 versus a U.S. median of about 38.9.

It sits in telephone area code 603; U.S. House district NH-2; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 03251 is about $65,990 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 3.8%; 41.8% of adults with a bachelor’s degree or higher (about 8.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Finance and insurance, and Retail trade; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $312,000 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 75.9% (about 10.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 03251 in Lincoln, NH, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,004. That is about 30% above the local median household income ($65,990), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lincoln CDP, NH as Relatively Moderate (composite score 81.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.1) and hurricane (78.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lincoln CDP, NH show little to no average snow and around 52.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 70 for ZIP 03251 (Lincoln CDP, NH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.